Five Things to Consider Before Replacing Your Roof

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Owning a home means maintaining that home. Eventually, things are going to break and become worn, which means replacing or repairing everything from the kitchen sink to the washing machine.

Your roof is one thing that will likely need to be replaced at some point. However, replacing your roof includes a lot more than just buying a bunch of shingles and nailing them to your roof.

damage roof

It’s important to consider your situation carefully before you have your roof replaced. It can save you a lot of time, a lot of money, and a lot of headache.

The Time of Year

If you’re considering the possibility of having your roof replaced, you need to think about the time of year you call out a roofing contractor. It should come as no surprise that summer is a popular time to have roofs replaced, but that also means it’s a busy time. You may find that your roofer isn’t available.

Spring and fall are great times to get your roof replaced, but if you live in a relatively mild climate, you should consider having your roof replaced in the winter. Because it’s the off season, roofers are often looking for work, which means you can get your roof done faster. You may even be able to get your roof a little cheaper.

It’s a good bet to call some roofers in the area and ask them when they’re available. Be willing to go with their advice on when they think they can complete your project. Because they may be backlogged for months, it’s a good idea to call as soon as you need a new roof—don’t wait until there’s a leak and you need a new roof immediately.

Can It Be Repaired Instead?

Although you may automatically assume that your roof needs to be replaced, and some less-than-honest contractors will tell you that’s the case, you may only need a repair.

There are multiple things to consider when weighing whether to have a repair or a replacement done, but it’s well-worth your time. If it turns out that your roof really only needs a repair, you can save a lot of money.

Not sure if you need a repair or a replacement? Get opinions from at least two contractors. If they both say the same thing, you can be relatively sure it’s what you need.

Materials

If you decide you need a new roof, you have to decide what kind of roof you want! Although this sounds like a lot of fun, it’s a big decision. There are a lot more options out there than many homeowners realize, and it’s important to choose one that enhances the look of your property. Not to mention, some are more affordable than others.

Roofing materials to consider include:

  • Shingles
  • Metal roofing
  • Rolled roofing
  • Wood shingles
  • Clay tile
  • Concrete tile
  • Slate tile
  • Rubber slate tile

Warranty

Choosing a roofing material means considering how much it costs and how it looks, but it also means considering the warranty.

Most standard roofs come with a 20-year warranty, but higher quality materials may come with a 50-year warranty, which can boost your home’s resale value. Not to mention, it means you won’t ever have to worry about replacing your roof again.

Talk to your contractor about the warranties that are available with different types of materials, as well as whether or not they offer any guarantees or warranties of their own. That way you know your roof is covered, no matter what happens.

How You’re Going to Pay

If you’ve got the money in your bank account, it’s a good idea to pay for your roof upfront. However, roofs can be expensive. If you don’t have around $10,000 laying around for a rainy day, you aren’t alone, but you do have to get a little more creative.

Personal loans are the best way to pay for a roof. They have lower interest rates than credit cards and some have very generous payoff terms. You can go directly to your bank and ask about a loan, but some contractors also offer financing. Make sure you weigh your options to find the best deal.

Think it’s time to replace your roof? Don’t just ask the first contractor you find to install shingles. Take your time to consider when to have your roof redone, what materials you want to use, and more to make sure you save money and hopefully never have to worry about replacing your roof ever again.

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